Loans & Financing

Funding Built for How You Actually Run the Business

Flexible capital when you need it — lines of credit, term loans, and equipment financing with same-day approvals and no hard credit inquiries to get started.

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Why businesses choose Lendflow

Built for speed, designed for flexibility. Everything you need to keep your business moving.

Only Pay for What You Borrow

Withdraw only what you need and pay interest solely on those funds.

Instant Funding, No Questions

Get your money within seconds — available 24/7.

Build Business Credit

On-time payments report to business credit bureaus.

Flexible Funding

Lines of credit from $10K up to $5M.

Our Products

Two flagship products, built to match how real businesses actually operate.

Line of Credit

Access a flexible revolving credit line from $10K to $5M with repayment terms up to 24 months.

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Term Loans

Secure short-term loans between $10,000 and $10,000,000 with repayment options up to 10 years.

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We help businesses in various industries

See how our funding solutions can help your business thrive, whatever stage you’re in.

Buying Equipment

The funding needed to purchase new equipment and stay ahead of the competition.

Expand Your Business

Act promptly and with determination to seize new market opportunities as they arise.

Increase Inventory

It’s widely acknowledged that stocking up on inventory incurs significant costs.

Bridging Cash Flow Gaps

Obtain financing to bridge seasonal downturns or other temporary cash flow shortages.

Strengthen Your Payroll

Compensate seasonal employees during slow periods by using working capital.

Enhancing Working Capital

Boost working capital for unforeseen opportunities and setbacks.

Frequently Asked Questions

Straight answers about how our loans and lines of credit work.

How does my line of credit payback work?

With a Lendflow Capital Line of Credit, your funds are easily accessible and consolidated into one manageable loan with a simple weekly payment. As you repay the principal, your available credit is restored. Unlike many online lenders, our line of credit has no draw fees — only a straightforward monthly maintenance fee. Customize your payment amount and term to find a plan that works best for your budget.

Can I increase my credit limit later?

There are some times when you could really use access to additional funds. Based on your cash flow, net income, and payback history, you may be eligible for a credit line increase.

What will my loan actually cost?

The total cost of your line of credit will vary based on a number of factors, including your personal and business credit scores, time in business, and annual revenue and cash flow.

Do you offer term loans in addition to lines of credit?

You may have a project that could benefit from other types of small business loans beyond your business line of credit. At Lendflow Capital we understand, and we offer term loans that provide lump-sum funding up to $250,000. Reach out to your dedicated loan advisor if you think a term loan could help your business.

Will my payments help build business credit?

We report your payments to business credit bureaus so that every time you pay on time, you’re helping your business build a strong credit profile.

What types of line of credit are available?

Secured line of credit: requires businesses to put up specific assets as collateral, such as accounts receivable or inventory.

Unsecured line of credit: doesn’t require specific collateral, but your lender will likely place a general lien on your business and require a personal guarantee.

Revolving line of credit: you replenish your available funds as you repay what you borrow. Lendflow Capital’s business line of credit is revolving.

Your Partner in Small Business Lending

See how much working capital your business may qualify for — in just a few minutes.

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