Equipment Financing

Finance the equipment that moves your business forward

Loans up to $500,000 for new or used equipment. Terms of 3–24 months, structured to fit your project timeline.

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Why choose equipment financing

A cost-effective way to obtain the equipment you need without depleting your working capital.

Preserve cash flow

Keep working capital available for day-to-day operations while you pay for equipment over time.

New or used equipment

Finance a fresh purchase or replace aging machinery — both qualify for funding.

Tax benefits

Section 179 may allow you to deduct the full purchase price of qualifying equipment in the year acquired.

Fast approvals

Because the equipment often serves as collateral, qualifying is easier and funding can arrive quickly.

What you can finance

From trucks to tech — a broad set of assets qualifies.

Manufacturing machinery

Fast and flexible financing for acquiring essential manufacturing equipment and machines.

Vehicles & trucks

Delivery vans, work trucks, and fleet vehicles to keep your operation moving.

Restaurant equipment

Ovens, refrigeration, POS systems — everything a kitchen or front-of-house needs.

Medical equipment

Specialized financing for healthcare to ensure you have the best tools available.

Office technology

Acquire the latest technology with financing that guarantees performance and scalability.

Construction tools

Flexible financing options to acquire top-tier construction equipment.

Frequently Asked Questions

What to expect before and after you finance.

How do I qualify for equipment financing?

Applying through an online financing company like Lendflow Capital can help you discover what kinds of business equipment loans you can qualify for. It depends on how much money you need and your qualifications — businesses with good credit and a solid history are more likely to get favorable terms.

How long are equipment loan terms?

You can finance equipment from two to seven years. The lender will determine if the used equipment you want to purchase is eligible for a longer or shorter term loan.

Can I use Section 179 with an equipment loan?

Yes, you can use the Section 179 tax deduction for equipment financing for your business. This write-off allows you to deduct the entire purchase price of the equipment you purchased in the qualifying year. A good accountant will ensure that all your expenses are accounted for and deducted correctly.